Reckless, drunk, and distracted drivers cause thousands upon thousands of deaths and injuries every year, not to mention property damage. But there’s another hazard on the roadways: Potholes. Potholes can severely damage your vehicle, causing everything from punctured tires to engine damage. They can also damage your suspension system, exhaust system, steering system, wheel rims, shocks, and struts.
On top of the pain and cost of medical bills, many injury victims face an indirect loss – the inability to work after the accident. In some cases this is very temporary, and in others it is long-term or permanent. While there are no hard and fast rules on how long you should stay out of work after a car accident, here are some considerations.
If you are in an accident in New York state, insurance companies will reimburse you for repair, as long as the repair costs are under what the insurers deem the fair market value of the car. But if estimated repairs are close to or over the fair market value, insurance companies declare the car a total loss.