Get The Compensation You Deserve Following A Car Accident
Every year, hundreds of thousands of car accidents occur in New York state. For some people, an auto accident is a bad day – a major expense, a hassle and an excuse for showing up late to a prior engagement. For others, auto accidents are the direct cause of personal injury and, in some cases, permanent disability.
If you have been injured in an automobile crash in Suffolk or Nassau counties or any of New York City’s five boroughs, you need experienced car accident lawyers on your side. Edelman, Krasin & Jaye, PLLC, is renowned for negotiating fair and full compensation in car accident cases. We fight on your behalf to have injuries — from broken bones and back injuries to paralysis and brain trauma — covered. You may also be able to secure compensation for lost wages, home modifications to accommodate disability, future medical expenses, and pain and suffering.
We Investigate The Cause
Driver distraction is usually to blame. Drivers may fall asleep at the wheel or swerve to avoid debris. They may be passing unsafely, texting, eating, distracted by other passengers or unable to see due to adverse weather conditions. Most head-on collisions occur when there is a lane departure or the driver accidentally goes the wrong way on a one-way street or thruway ramp. Injuries from head-on collisions include bone fractures, internal injuries, and brain and spinal cord injuries.
In rear-ending accidents, people generally assume that the rear-ending vehicle is to blame for the collision. However, our Long Island car accident attorneys have seen rear-ending drivers dodge accountability by offering genuine and reasonable excuses such as:
- The front vehicle stopping unexpectedly for no reason
- The front vehicle missing brake lights
- The driver facing an emergency situation where hitting the other car’s bumper was the least dangerous option
A common cause of single-car fatalities is rollovers. Rollovers can happen due to overcorrection of the wheel, falling asleep, hitting a median or ditch, careening into a guardrail, high speed and carrying too much cargo.
No-Fault Insurance Laws
New York is one of a handful of states with a “no-fault insurance” law, which says that one’s own car insurance policy provides medical and lost wage coverage in a car accident, regardless of who was at fault. Drivers in New York must carry $50,000 in personal injury protection, $10,000 in property damage liability and $25,000 in uninsured coverage. The benefit of no-fault insurance is that the coverage is less expensive than comprehensive vehicle coverage, there is no fighting to resolve claims and there is peace of mind in knowing that all your party’s injuries will be covered.
However, critics of no-fault insurance argue that there are no consequences for reckless drivers who continually cause car accidents. Furthermore, insurance costs can be high when nefarious collision shops and doctors “pad” the claims, knowing that insurance companies can afford to pay. Commonly, insurers only agree to pay up to a certain limit for lost wages, whereas at-fault drivers are required to cover the full amount of loss.
Some car accidents are so bad that motorists may step outside the no-fault statutes and file a personal injury lawsuit against the other driver. These cases usually involve damages that exceed $50,000, such as those relating to:
- Loss of fetus
- Serious fractures
- Serious disfigurement
- Permanent disability
- Loss of body function
- At least three months of daily impairment
An Experienced Accident Attorney Can Help
If you’ve been in a recent car accident, you likely have many questions that need answering. How is fault determined in New York state? Am I eligible to sue for damages? How do I prove what happened in the accident? Will my insurance fully cover my losses? Will my insurance premium go up? How can I protect my driving record? What do I do if I get into an accident and I don’t have insurance? You can learn answers to these questions in our FAQ section.
We are more than happy to discuss your case during a private consultation. Call 800-469-7429 for a free evaluation with an experienced car accident lawyer today.